Wednesday, April 20, 2011

So, about that voucher plan for Medicare, Senator Ryan....

Do I really understand that what the Republican plan to "balance the budget", which it does not in any sense of the word, replace the current Medicare system with a system where the government just hands out vouchers to the elderly so they can go buy their own insurance? That's the plan, is it?

I have a couple of questions, if you don't mind.

First off, I understand that the vouchers will only increase over time as a function of the inflation rate and NOT the rate of increase in the actual cost of healthcare. Would you care to address that?

No? I didn't think so. So, that would mean all the increases in the actual cost of healthcare, not including inflation, would be the responsibility of the recipients of these vouchers? Is that right? The ones who are on a fixed income and probably are having a difficult time making ends meet already? That's your big plan?

Then, how about this? What insurance companies out there, right now, do you think are going to take on a very large number of new people on their insurance rolls, and all of them are elderly and many of them probably already with chronic health problems? Hum? Did you even THINK of that, Senator Ryan? What happens to those vouchers if the elderly can't find any insurance companies to cover them? Do they need to give those vouchers back to the government? Can they use them to buy food and pay their electric bills instead? Did you consider that?

And what about all those additional healthcare costs that aren't covered by your insurance companies? We do all know about those, correct? Copayments for every single visit, which can run into some bucks if you see the doctor more than one or two times a month, which many people would need to. How about all those costs when you have some significant medical procedures done or end up staying in the hospital for a week? Do you expect those insurance companies to provide 100% coverage, on every single healthcare related item, so that the patients aren't responsible for a whole lot more new bills on top of their already large insurance payments?

Have you even HEARD of actuarial tables before, Senator Ryan? Do you understand how insurance companies make their money?

So, before you go out on national TV and make a fool of yourself by waving some printed up pamphlet, saying it is the cure for all the countries financial woes, you might try to learn a bit about the subject you are decimating.

As I continually say, I just do not understand how Republicans have any credibility left, on anything. Why does anyone believe what they say?

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